Close detail of a commercial loan agreement on a boardroom table, a hand resting near a signature line, natural daylight through tall institutional windows casting cool even light across the document pages, shallow depth of field, ink pen visible at the edge of frame
Close detail of a commercial loan agreement on a boardroom table, a hand resting near a signature line, natural daylight through tall institutional windows casting cool even light across the document pages, shallow depth of field, ink pen visible at the edge of frame

— Unregulated Commercial Finance Brokerage, UK

Direct access to capital. Structured around your business!

Northmere sources unregulated commercial finance for UK businesses — Invoice Finance, Trade Finance, Business Loans, Acquisition Debt, and Asset-Backed Facilities. We work directly with lenders, not through a panel submission.

/ How Northmere Operates

Not a marketplace. A direct operator.

1. Personal security minimised, Where the deal allows.
2. Non-bank lenders your bank may not have access to.
3. One broker. One submission. Start to Finish.

Northmere sources unregulated commercial finance for UK limited companies. Where an enquiry looks like it may involve a regulated product or activity, we say so and don't proceed.

Personal guarantees and charges over residential property depend on the lender and the facility, not on preference — we tell you what's being asked of you, and why, before you go any further.

One broker manages your file from enquiry to term sheet

Finance Structures We Source

The right structure for your funding requirement

Invoice Financing

Release cash tied up in unpaid invoices — typically within 24–48 hours. Often structured without a personal guarantee, depending on the lender and your debtor book.

Bridge the gap between paying suppliers and receiving buyer payment — across borders. Letters of credit, import/export, supply chain finance.

Acquisition Finance

Business Loans

Trade Financing

Senior and mezzanine debt for business acquisitions and MBOs. Structured to move at the pace of your transaction.

Commercial lending for working capital, growth, or operational needs. Sourced against your businesses's financial position.

Borrow against equipment, plant, machinery, or your receivables book — without touching existing banking facilities.

Asset Financing

Properly managed deals. From the initial call to the term sheet.

We work with UK businesses requiring between £40,000 and £20m+. Enquiries outside this range considered on merit.

Structured to protect what you've built.
We work to minimise personal security wherever the lender and the deal allow, and we tell you upfront when it isn't possible. The aim is for the risk to sit with the deal, not with your home or personal assets.